6 Tips On How To Have A Debt-Free Wedding Day

Having a debt-free wedding day is a priority for us.

We want to enjoy our new life as newlyweds without a debt hanging over our heads. Getting a loan to pay for our big day is out of the question, but how are we going to pull off the day we’re dreaming of without the debt?

You don’t have to get a loan or go without on your wedding day. Staying debt-free while organising a wedding can be tough, but it is absolutely possible to have the wedding of your dreams! It just takes planning and a commitment to your dream of a debt-free day!

1. Research

Before you set a budget, do some research into wedding expenses. I was surprised when I saw a list of common and hidden wedding expenses; some I had never even thought about! Also, look around and find out what people are charging, so that you have a good idea of where your money is going to go. I quickly realised I would be paying double (and sometimes more!) the amount I expected for services like hair and make-up.

You can find a comprehensive list of potential wedding expenses and costs here.

2. Identify your priorities.

What is on your ‘must-have’ list? Where are you willing to compromise? Try and get your partner to complete a list without your influence; it is imperative that you know what each of you have on your ‘must-have’ list.

3. The ‘Dream Budget’

Work out how much you are willing to spend on each expense. It’s better to over-estimate here. To make it easier, list your expenses in an electronic spreadsheet that tallies as you go and is easy to edit. Don’t panic – your ‘dream budget’ might seem excessive and out-of-reach, but the key to a debt-free wedding is planning!

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